Make Critical Retirement Decisions | Retiring Today with Loren Merkle [Video]

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Does it feel like retirement is sneaking up on you? In this episode of Retiring Today with Loren Merkle, we tackle the critical decisions you need to make to have a smooth transition into retirement.
– Developing a retirement income plan and integrating finances
– Preparing for unexpected early retirement and financial adjustments
– Creating a customized written retirement plan
– Managing expenses to sustain your desired retirement lifestyle
– Tax planning strategies, including handling RMDs and Roth conversions

Don’t miss out on practical advice and expert tips to ensure a confident and secure retirement. Visit retirewithmerkle.com for more information and to sign up for upcoming workshops. Your retirement journey starts now!

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/staff-members/loren-merkle/

Haley Gutschenritter, CERTIFIED FINANCIAL PLANNER™
https://merkleretirementplanning.com/staff-members/haley-gutschenritter/

Molly Nelson, Host of Retiring Today
https://merkleretirementplanning.com/staff-members/molly-nelson/

Chapter
00:00 Introduction

05:29 Taxes can surprise retirees; pre-tax savings may backfire.

07:07 Forced distributions push retirees into higher tax bracket.

10:05 Retirement savings face significant tax burden surprise.

13:43 Consider Roth conversion within 401(k) versus IRA.

16:52 John and Sue’s situation in the Journey to Retirement workshop.

23:27 Optimize financial decisions.

24:35 Explore Social Security strategies for optimal retirement.

27:30 Plan retirement with a 15-minute RetireReady Call.

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This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.