Feeling bored in lockdown, Gabriella Alberti logged on to her computer and began browsing online shopping sites.
Many will empathise with her feelings of listlessness and isolation brought about by being cooped up at home.
Gabriella thought a few home improvements and some new clothes would give her a harmless boost. But her spending quickly got rather more out of control than she'd intended.
During the autumn lockdown she estimates she spent £1,600 on clothes and £700 on homeware.
'Each time I went on to buy something, it seemed like I'd be able to afford it easily, especially as some things were in the sale, but now, looking at it, I got myself in a bit of difficulty,' she admits.
It wasn't only the sale she thinks lured her in. The reason it was so easy for Gabriella's lockdown splurge to become a financial headache was the ease with which she could buy …